Best Credit Cards in the Philippines
A credit card is a small and quadrangular plastic card given forth to cardholders as an option method of payment. It allows its holder to buy commodities and services keeping in mind that he need to pay the bill before its appropriate date.
Paying nearly anything is one of the safeguarded means of payment because you have the immediate history of your activity and you don’t ought to hold a lot of cash in your wallet. It has several perks for its holder, though many people also went to big debt because of credit card mismanagement.
In the Philippines, normally you can apply for credit cards in all national and international banks serving across the country. Credit card is a common bank product that you can have for to give you option in paying for the things you are buying.
Even though most people apply for credit card for their own pleasure of rush buying, a credit card has many benefits if it is use properly. It is the explanation why I want also to get a credit card.
If you like to apply for credit card in the Philippines, you can view the list below and pick what kind of credit card you like depending on your requirements.
1. BPI Express Credit Card
2. Metrobank Credit Card
3. BDO Credit Card
4. RCBC Credit Card
5. ChinaBank Credit Card
6. PSBank Credit Card
7. Union Bank Credit Card
Having a credit card is not bad as it is. Actually, if you use it with discipline and prudently, it will impart many benefits and comforts for your finances.
There are many perks you can have with a credit card but you must work with it to your benefits. Some of the top credit cards you can choose in the Philippines are written above. Depending on your want and demands, a credit card is one of the financial instrumentss that will help you in managing your funds with flexibility and comfort.
Gily Tenorio is a personal finance blogger who loves blogging on financial education, saving, investing and banking such as on how to apply for a Credit Card Philippines. If you like this post and want to know quality posts on banking, investments and make money online, you may visit Financial Management blog.
Author: GilbertTenorio
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Please correct me if i am wrong, i don’t think Chinabank Philippines has a Credit Card service.
yes Paulo. They don’t offer credit card services as of the moment(as far as i know). I don’t know about Chinabank savings if they do but Chinabank Philippines do not…^^
hi! just like to know if hsbc is better or city bank or standar ch
Hi Lance, I wouldn’t advice you to go for HSBC. They victimized me already twice. They send bills very late, for me two days before due date and charged me because I paid late. According to them they have a “fine print” terms and condition that even if you have not received your bill you are still obliged to pay. What they did not realized is how can someone pay their bill if they do not know what they have to pay for. In my case, the bills arriving a few days before it is due already happened twice. In the first instance that this occurred, I complained and they said it is a problem but will correct. It happened again and I was charged on the previous bill with late payment. The second instance just this month, we were away for a week vacation during the children’s semestral break. When we came back, we found the statement bill from HSBC and the due date was during when we were away for 1 week vacation. If you want a peace of mind, I would not recommend them.