Believe it or not, Christmas is not far away. The weather is turning colder and that means it’s time to start thinking about what presents you will buy and traveling home for the holidays. Unfortunately, this year a lot of us will be strapped for holiday spending money, which is where cash advance loans can come in handy.

While these types of loans are not for everyone, they can be helpful for situations like the holidays when a little extra cash on hand can make Christmas much more enjoyable. The folks at Elastic have a new twist on getting emergency cash. Elastic can help you stretch your paycheck a little further.

You can apply online anytime and you will find out right away how much cash you can get from Elastic. Once you get approval, the money can be sitting in your bank account as quickly as the next business day. If you are in a crunch and facing an overdraft on your checking account or need to pay a bill right away, the speed of Elastic’s service can really come in handy.

Elastic is different from most banks and credit card companies in that they do not charge interest on the lines of credit you get from them. You simply pay an access fee each time you get cash. That can be a lot cheaper than paying an overdraft fee from your bank.