Metrobank credit card is one of the products provided by Metrobank Philippines. When you apply for it, you can have the perks of owning one of the preferred credit cards in the nation. A cardholder can enjoy the comfort of paying off purchases even without money.

Types of Metrobank Credit Cards

1. Metrobank Visa (Gold and Classic) and Metrobank MasterCard (Gold and Classic)

By using these credit cards, it give flexible cash advances, payment schemes, bonuses, installment programs, and privileges that allows you to get maximum value for your money.

2. Metrobank MasterCard Platinum

This credit card provides access to a wide-range of world-class advantage. It offers a credit limit that almost has no limits, preferential financial charges, an exclusive 24/7 customer aid hotline, as well as other favors and perks.

3. Metrobank Femme Visa

This kind of credit card is tailor-made to cater to the demands of the working woman. It provides all the privileges a woman deserves.

4. Metrobank US Dollar MasterCard (Gold and Platinum)

This card is acknowledged in over 42 million establishments worldwide. It also offers Dollar Installment Payments and Free Travel Insurance to its cardholders. Additionally, it has the privilege of setting the monthly spending limits to supplementary cardholders.

5. PSBank MasterCard (Gold and Classic)

This kind of card can be used by the entire family. It gives perks and privileges that furnish to each family’s requirements. Since it is MasterCard, it is acknowledged around the world so nothing to fear if you are touring abroad.

6. Corporate MasterCard

Corporate MasterCard is a kind of credit card specifically catered for business people. It enables card-carrier to effectively manages business- related expenses.

It has centralized assignment of spending limits and generation of consolidated statements. Corporate Mastercard becomes an invaluable corporate expense monitoring, reimbursement and control instrument for your business.

7. Go! MasterCard

A credit card disseminated in partnership with JG Summit Group of Companies. Cardholders will take pleasure in unique privileges from Cebu Pacific and Robinsons retail enterprises.

8. M MasterCard

A type of Metrobank Credit card with no annual fee. It offers international acceptance and comfort with perks and privileges.

9. Metrobank Value MasterCard

A credit card that presents worldwide acceptance while allowing you to have financial ease. It imparts its cardholders the convenience of enjoying life.

How to Apply for MetroBank Credit Card

In utilizing a credit card, you may see the following steps and tips below.

1. Prepare all documents and requirements before applying a credit card.

i. Photocopy of any of the following valid IDs

* Passport
* PhilHealth Card

* Driver’s License
* Senior Citizen’s Card

* Police Clearance
* NBI Clearance

* Postal ID
* Voter’s ID

* Company IDs

* Professional Regulations Commission (PRC) ID

* Social Security System (SSS) Card

* Government Service and Insurance System (GSIS)

* All other valid IDs given forth by the Philippine government and agencies

* For foreigners, submit your visa or Alien Certificate of Registration (ACR) and Immigrants Certificate of Residence (ICR) registered with or managed or regulated by the BSP, SEC or IC

ii. Evidence of Income

* For those client who are employed, a copy of the latest Income Tax Return (ITR) duly stamped as collected by the BIR or its authorized agent bank and /or the employee’s copy of BIR Form 2316 duly sealed by the employer

* Details of other credit card(s) with at least one (1) year principal card membership

* Certificate of Employment (COE) or latest payslip (one month)

* For self-employed, copy of most recent audited financial statement with bank or BIR sticker, copy of SEC or DTI business registration

*Please take note that all documents submitted to Metrobank shall become MCC’s assets and will not be brought back regardless of the outcome of the application.

2. Fill up completely the application form. After finishing the application, pass up all demands and forms for checking and verification.

Metrobank credit card is one of the best credit cards in the Philippines you can request and get in the country. It is recommended to prepare the requirements and application form prior to going to the bank. Application forms can be downloaded in Metrobank’s website or in this article..

Gilbert Tenorio is a personal investment blogger who loves writing on financial literacy, saving, investing and credit cards such as on how to apply for a Metrobank Credit Card. If you like this post and want to know more articles on banking, investments and credit cards, you should go to Financial Management blog.