Most people will end up paying for the mortgage on their home for decades. Few things in the financial aspect of life are more infuriating then encountering issues with your home’s integrity before you have even finished paying off the mortgage. Unfortunately, this is a very common scenario. A home is an extraordinarily important investment. For this reason, it is important to have your home insured against problems that you can encounter in the future. Home insurance protects you from natural disasters that can ruin your home. Many people get confused when they hear about a Total Protect Home Warranty. How is it different from home insurance, if at all? Is it better?

In a word, no. It’s not better or worse than home insurance, it simply serves a different purpose. Home insurance will not protect you from situations where vital appliances break down. If your plumbing fails, this can cost you more than four thousand dollars. For many people, this is more than they can afford without going into debt, which is the last thing you want when you are still paying off a mortgage, or even if your home is fully paid off. But home insurance simply will not cover these types of minor emergencies.

This is where a Total Protect Home Warranty becomes helpful. While it will not insure your home from natural disasters the way home insurance will, it will allow you to repair vital home systems for a modest deductible of less than a hundred dollars. The monthly payments usually run up to less than seventy-five dollars a month, and they will cover you for as much as ten thousand a year or more.

Remember, a Total Protect Home Warranty is not better than home insurance, it serves a different purpose. If you can afford both, it is worth it to do so. If you can’t, you will have to weight the risks and rewards of insuring yourself against equipment failure, which is almost inevitable but relatively lower in costs, and losing your home, which is less likely but much higher in cost.

Total Protect Home Warranty is always ready to prevent a homeowner from incurring unexpected costs as a result of home maintenance and emergency repairs.