There are a number of popular lies told to insurance companies in order to try and get a car cheap insurance quotation. The sad fact is that even if the insurance providers initially fall for these lies, odds are quite good that the real truth will be revealed ultimately. This will most certainly result in the cancellation of your policy and you will definitely not receive any money when you attempt to claim!

What exactly are some of the most often lies told?
Yes, Mr. Insurance Company, I am 26 years old. The fact is that a great deal of insurance companies regard motorists under the age of 25 as risky clients. Studies have demonstrated that especially men between 18 and 25 often drive more recklessly on the highway than older motorists. Secondly young drivers don’t always have a claim track record, so the insurance carrier has no way of knowing if you’ll be a sensible driver or a racing-driver in training. In case you are considering using this lie just remember that you will have to show your id document to process the insurance application, so you will end up with a red face quite soon!

Yes, Mr. Insurance Company, my vehicle is locked up in a garage during the night. Commonly safety measures such as a lock-up garage and proper secure fencing will bring about reduced premiums as crooks will need to put in more energy to get to your car and will hopefully rather go pay your neighbours a visit. However , if the insurance company discovers that your car actually sleeps outside on the sidewalk, they will possibly not give you money to replace your stolen set of wheels!

Yes, Mr. Insurance Company, you can give me a car cheap insurance quotation, because my vehicle has a tracking system! Again, if you don’t have such a system hooked up, don’t claim you have! Just imagine if you contact your insurance company because your car has been stolen and they follow up on why no one was able track your car with your tracking system. Once again, the only bit of money you might be receiving is taxi money so that the insurance company can just get rid of you!

Yes, Mr. Insurance Company, my claim history is squeaky clean. This is wonderful. if it’s true! 3 accidents in the past 2 yrs and 15 outstanding traffic penalties don’t quite make you an insurance company’s favourite customer! Remember that they have access to earlier records, so even though you can fabricate facts on your application form, the simple truth is just a couple of papers away!

Yes, Mr. Insurance Company, I have done a professional driving course. Some insurance firms offer discounted monthly premiums for clients who have attended advanced driving courses. Don’t pretend to be a safe and responsible driver if you’ve never had a minute’s training other than your initial preparation for your driver’s license!
The bottom line is this: Do not attempt to get a car cheap insurance quotation by lying – you could possibly just end up without a car. and without your self-respect!

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