The reality is that nobody likes having to pay their monthly vehicle insurance premiums. We often feel that we are spending money on a thing that we won’t even necessarily ever need to use! For this reason we try to get the least expensive, simplest car insurance policy policies on the market, just so that we might be sort of covered in case of the extremley unlikely event that something could to wrong! We can be so na?ve.

If you are searching for cheaper car insurance, lying about the following may possibly get you into deep trouble:

Underestimating the number of kilometers you do each month or per annum. Bear in mind your mileage has an impact on your car insurance. The more you travel per month or per year, the bigger your chances of something going wrong. If often happens that individuals relocate or find work further from their homes and then conveniently “forget” to tell their insurance providers about this. Be very cautious, you can be slapped with a quite significant penalty fee if this comes to light!

Lying about the safety and security precautions. Do not tell your insurance provider that your vehicle is fitted with a state of the art anti-hijack system and parked behind garage doors inside a security estate, when it’s in reality fitted with a flimsy gorilla-lock and parked on the sidewalk each night. Even though this may result in initial cheaper car insurance, you will probably find yourself blushing all the way to your bank manager if the car is thieved while parked on the pavement and your insurance company refuses to process your claim.

“Forgetting” to list all the nominated drivers for the car. Keep in mind that each person who drives your vehicle involved really should be on the insurance policy for that vehicle. It’s fairly amusing how a lot of people conveniently forget to nominate their adolescent kids or their other high-risk family members. Sure, the insurance premium will be higher with these 2 people on the policy, but in case of a motor vehicle accident caused by either of them, your insurance policy will at least pay up.

Do not lie about the driver at the time of the accident. If your adolescent daughter was driving the motor vehicle at the time of the accident, don’t try to play super-mom and claim that it was you. The truth generally comes out, don’t try to conceal it!

Never keep quiet about what your car is actually used for. If you are using your vehicle for business purposes, you should definitely mention it! If the insurance provider realizes that you were in an accident en route to a customer, and you are not protected for such situations, you will yet again find yourself in trouble.

There are other methods to obtain cheaper car insurance plans:

Keep your driving record plus your credit track record as clean as possible because these are two of the primary things that insurance vendors will look into. Then implement some additional safety measures such as an alarm system and a tracking device and your next insurance installment might be a pleasant surprise!

For more information on cheaper car insurance, go to http://www.youinsure.co.za