Trying to pay off your payday loan and save money at the same time? Saving money might sound impossible when you’re paying off debt, whether it’s a payday loan, credit card, or utility bills that got out of hand. However, by following some money-saving budget tips, you can pay off your cash advance and save money for future emergencies at the same time!

Here are some easy ways you can improve your budget today:

Shop Smart At The Grocery Store
Smart grocery store shopping includes making a list of items you need to avoid unneeded extra trips and not shopping hungry to avoid purchasing more than you need. Sign up for your local grocery store’s loyalty card to save more on everyday items. Most stores offer customer cards with coupons printed on the back of your grocery receipt.

Shopping with coupons and buying paper products and canned goods in bulk are other great ways to save cash at the check out counter.

Turn Off The Lights
It may not seem significant, but conserving energy by turning off lights when you leave a room, turning down the heat at night, and reducing your morning shower time can save you big on your monthly utility bills.

Do you depend on your car for transportation? Try carpooling with a co-worker instead or taking public transportation to work to save big on gas. Finding ways to cut back on monthly essentials will help you save more money in the long run.

Pay Off Balances In Full
When you make a purchase on your credit card or borrow instant payday advances, do everything you can to pay off the balance in full to avoid paying high interest charges. Many times, paying off your debt in full will get you a reduced interest rate and you might not even have to pay any interest at all!

Plan your spending wisely so you’ll have extra money at the end of the month for emergencies or paying off existing debt.