Just about everything in life can be covered by insurance! I once read that when price can be assigned to something, that “something” might be insured!

We insure our motors against thievery, damages, bad weather, fire and crashes. Our residences are protected against brake-ins, water damage and mold, fire damage and structural damage. We take out insurance on our own lives for any time we are not capable to work any longer or to provide for our loved ones when we’re no longer there. In addition there are healthcare insurance policies that will take care of our medicine expenses, dentist bills and even hospital visits. If we are our own bosses and we have our own workplaces we’re able to take out business insurance policies to protect us in the event that practically anything goes wrong. We can even take out insurance coverage for our pets in the form of a pet medical aid!

Have you ever stopped to consider just how much fun life could be if insurance companies were really capable to offer insurance coverage on EVERYTHING? I would like to propose the following insurance policies:

The “I am getting fat policy” – All of us all gain a couple of unwelcome kilograms at some time or another. There’s always a reason to celebrate, from weddings and anniversaries to birthdays, christenings, housewarmings and also extremely popular “hey, it’s Wednesday” celebrations! Through leading such jolly lives we alas tend to expand horizontally sooner or later! Therefore I’d like to be able to put in a claim against my excess fat! This claim will be able to cover the trolley load full of fresh fruit and vegetables I need for my new diet, the hip new clothing once I am back to my perfect weight. and naturally a couple of expensive weight loss and cellulite remedies at a weight loss center!

Next, there will be the “I don’t feel like going to work policy” – Let’s be honest, we all have days when we just really do not feel like getting up and sitting in traffic in order to go to work. This insurance policy really should be rather extensive because it will not only have to take care of the temporary worker who’ll have the ability to do my work at short notice, but in addition the full body massage and mud bath which i will simply have to spoil myself with at an elegant spa – this really is off course part of the de-stressing method to get me back to work and is really to my boss’s advantage. Insurance companies, please take note, this policy should be obtained out by employers, not employees!

Finally, there will be the “I told you not to do that” policy – This policy includes a baseball bat and an ice pack. So when someone pulls in front of you on a road, talks on their mobile phones in the movie theater or smoke in a non-smoking section you’ll be able to give him/her a big whack using the baseball bat, hand them the ice pack and phone your insurance company to straighten out the rest of their medical expenses.

Don’t you think life would be a lot more entertaining that way? But goodness, just imagine how high our monthly premiums would be…

For more information about insurance companies visit the website http://www.afi.co.za