If you own a car, it is common sense to have it insured incase anything should ever happen to it. It stands to reason that the more expensive your car is, the more it will cost to insure. This is because if anything ever happens to it, it will cost a lot more to fix than an average car would. Some of the most expensive cars in the world have racked up quite an insurance bill when something goes wrong, so it’s lucky that the owners don’t have to pay for all of it.

One particularly expensive crash happened in Aberdeen in Scotland in 2009. A test driver was driving a Pagani Zonda S on the roads of Scotland when he lost control and drove through a fence and into a telegraph poll. The car was sent to Modena in Italy, where it was made, for repairs. The total bill was thought to be around £300,000, making it one of the highest insurance pay-outs ever in the UK.

One unlucky driver suffered severe damage to his Ferrari 250 GT Spyder after it was left half buried in the sand at a local beach. The 1961 car was bought for around $10 million, and the owner stored it near a beach in California. Unfortunately a hurricane hit, sweeping his car onto the beach and almost completely burying it in the sand.

In 2007, Kumar Sonia bought a £830,000 Bugatti Veyron, which he intended to rent out to other people at £20,000 a go for the driving experience. However, before he got the change to do this his brother borrowed the car and crashed it. Away Soni drove the car at 100mph along a 40mph road in the pouring rain, which caused it to slide of the road into another car and then into a 3ft bank.

However, it isn’t just average people who crash their expensive cars, as famous people can make mistake too. British actor Rowan Atkinson was involved in a crash in 1999 with his McLaren F1. Atkinson’s car smashed into the back of an elderly man’s Metro, which ripped the bonnet and front win off the McLaren and left the Metro with only a dent. Atkinson’s car cost around £640,000, so the insurance to set it right must have been equally as high.

While a lot of people may only dream of owning a car as expensive as some of the above, it is still important to have car insurance or multi car insurance to ensure that you are covered when something does go wrong. While the bill may not have as many zeros on the end as some of the more expensive cars, it is still vital you have car insurance so that you and other drivers on the road have peace of mind.

Jennifer Adams writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.