Asset allocation and risk management have gradually acquired a technology dimension that empowers professional investors to make informed decisions. However, while personalizing the portfolio for better alignment of the asset allocation strategy with investment goals, many investors struggle to strike a balance.

This is where CIMalgo steps in, with its asset allocation and risk management platform, which provides the capability of personalization without overlooking actionable insights. The SaaS platform helps professional investors make better investment decisions by leveraging the power of high-quality data.



“We are adding value through the ability of personalization, without giving up the backing of the data points that can sustain the quality of an investment idea. We enable everybody who uses the platform to work as the most professional investor in the world,” says Andre Havas, CEO at CIMalgo.

The platform provides users with a large subset of integrated data on stocks, funds, and ETFs. The user can zero in on the relevant data points to make a criteria-based selection. The intent is to drill down from a large selection of assets to a small pool relevant to the investor’s current strategy, or for changes they would like to make for a specific purpose.

CIMalgo democratizes the work processes, logic, and productivity to help the investor be acutely involved in building the final investment solution. That solution is backed up by all the relevant data needed to make a valid investment proposal. This allows the user to be more than just a client reviewing an already structured product.

Putting the end user in the driving seat, CIMalgo enables the investment proposal to be structured from different perspectives.
The financial advisor, wealth manager, or asset manager can build it from a portfolio allocation or risk management perspective, using the integrated modules to create a seamless workflow. A streamlined workflow with integrated data from high-quality sources, at a competitive price, is the end result. Being productive is a key attribute for an investment manager. One can efficiently simulate investment ideas without going in and out of the application.

The platform also enables organizations to scale their competency and infrastructure cost-effectively to allow more users of high-quality data and sophisticated application tools. It offers the possibility to manage many portfolios for various clients based on personal preferences, either for a fiduciary or the investor themself.

We are adding value through the ability of personalization, without giving up the backing of the data points that can sustain the quality of investment idea. We enable everybody who uses the platform to work as the most professional investor in the world

An asset management company that wanted to propose personalized, automated investment proposals for its private individual end users sought help from CIMalgo. The idea was to build a fund without a fund. It had structured model portfolios in the back end. Using CIMalgo’s interface, they enabled end users to tweak the criteria and attributes of the assets they want included. The assets are automatically fed into the model portfolio, and the platform generates a tailored version. Unlike with a generic solution, the end user knows the risk level and return target of a specific model portfolio, and can customize it to their personal preferences.

With many success stories, CIMalgo has democratized global asset selection, asset allocation, and risk management. It has made it accessible to a larger audience, giving them the power to become true advisors and managers of assets.