Ron Hajjar, Co-founder & Managing Director and Todd Gillman, Co-founder & Managing Director, RT Forensic AccountantsRon Hajjar, Co-founder & Managing Director and Todd Gillman, Co-founder & Managing Director
Once painted in broad strokes as an entity for fraud and embezzlement investigations, forensic accounting has branched out to address the much-needed damage quantification needs in enterprise settings. It’s instrumental in identifying and understanding risk exposures in various organizational units, and insights from this rigorous analysis can help instill better countermeasures to business impediments, especially after a crisis.

That’s where RT Forensic Accountants (RTFA) can help.

A leading independent forensic accounting firm, RTFA specializes in measuring an event’s economic impact and navigating clients through the complex and often unfamiliar insurance claims process. The company’s expertise entails claim handling and damage quantification across vast areas of peril, including property damage, business interruption, cyber-attacks, and product recalls.

Home to a team of industry experts who have spent their entire careers in insurance claim assessments and risk transfer, RTFA helps clients across multiple industries, including construction, energy, manufacturing, and retail. This deep industry expertise gives RTFA first-hand insights into an organization’s struggle in implementing contingency plans and rebuilding businesses following a crisis.

While businesses often purchase risk transfer products to manage unforeseen circumstances, many of these long, drawnout contracts don’t dictate how to appropriately calculate damages. Policyholders also struggle with understanding the claims process and navigating their way to a timely and favorable outcome.

RTFA cuts through these challenges. Through its business interruption valuation services, RTFA calculates the proper valuation of risk, and ensures clients have the proper insurance limits to cover those risks.
To do this, the team creates hypothetical event scenarios to identify potential gaps in insurance coverage, then determines whether their insurance exposures can cover any potential losses. By fostering open dialogue and gaining the unique perspectives of key stakeholders across departments, this approach also reveals deficiencies and builds resiliency within the organization.

In claims preparation, RTFA offers services in property damage, business interruption, construction (builders’ risk and subcontractor defaults), product recalls, and cyber breaches. The firm also calculates d a m a g e s in all elements of risk transfer including fraud, fidelity, political risk, a n d environmental and professional liabilities.

“We don’t take a one-size- f i t s - a l l approach as each claim and d a m a g e calculation has its own story. We always ensure the calculations fit the overall narrative,” says Todd Gillman, co-founder and managing director at RTFA.
  • Every claim and damage calculation has its own story. We always ensure the calculations fit the overall narrative


With deep technical proficiency, RTFA works with all departments within an organization including the C-suite, risk management, internal audit, and legal in conducting a rigorous fact-finding process, documenting, and substantiating claims. To support a claim, the firm develops detailed damage calculations, and then ties those together with qualitative factors specific to the event.

Beyond comprehensive analysis, delivering the right message at the right time to the right audience requires a deliberate yet thoughtful approach. Whether good news or bad news, RTFA’s experts have a proven track record in effectively communicating the results of their findings not only with their own clients, but with insurance adjusters, and, in some cases a judge or jury. In forensic accounting, these interactions play a key role in making informed insurance decisions and quantification of damages. For instance, when unforeseen circumstances caused a year-long delay in a highprofile construction project, RTFA’s business interruption experts stepped in. Through constant communication, and a transparent and collaborative reporting process, RTFA was able to secure periodic partial payments from the insurance company, allowing the general contractor to stay cash flow positive during this event.

With its sole focus in the forensic accounting space, RTFA continues to keep pace with the latest market trends. Furthermore, with broad knowledge in risk transfer, damage quantification, and communication expertise, RTFA is well-positioned t o help clients stay nimble against the evolving risk landscape.